2024 401k Contribution Limits 2024 Pdf. For 2024, the total contributions you make each year to all of your traditional iras and roth iras can't be more than: The ira and roth ira annual contribution limit has increased from $6,500 to $7,000.

More people will be able to make contributions to roth ira accounts, too. For 2024, you can defer up to $23,000 into 401 (k) plans, up from $22,500 in 2023, with an extra $7,500 for savers age 50 and older.